You never know where your eyes will take you.
A vision insurance plan differs from regular health insurance because it is a wellness benefit that helps defray costs of eye exams, eyewear, and other vision services.
Potentially high costs of regular examinations and prescription eyewear can be of real concern, especially for large families. First, you must understand that vision insurance only supplements regular health insurance. Regular health insurance plans protect you against financial losses due to unexpected eye injury or disease. Vision insurance, on the other hand, is a wellness benefit designed to provide routine, preventive eye care such as eye exams, eyewear, and other services at a reduced cost.
Designs for all vision plans are much the same, using listed providers with one level of coverage and a dollar schedule of benefits for unlisted providers.
